“Tahap Harga Diri Kumpulan Berpendapatan Rendah yang Berhutang dan Peranan Organisasi dalam Sektor Perladangan: (Self-Esteem Levels of the Indebted Lower-Income Group and the Role of Organizations in the Plantation Sector)”, melayu, vol. 12, no. 2, pp. 238–254, Jul. 2019, Accessed: Jun. 11, 2026. [Online]. Available: https://dev.dbp.my/index.php/Melayu/article/view/5546